AUM Loan Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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AUM Assets & Projects: Real estate development and property solutions grounded in trust, quality, and care.
We don’t just build houses; we design and deliver residential spaces where families can thrive. From early concept planning to the final handover, our focus remains on safety, structural integrity, and long-term value.
Gated communities designed with parks, clubs, and security.
Homes engineered for optimal light, air, and positive energy.
Use of high-grade materials to ensure your home ages gracefully.
Planned drainage, water harvesting, and green spaces for a better tomorrow.
AUM Assets builds commercial environments tailored to the pulse of modern business. Whether you are a retailer or an enterprise, we provide the infrastructure that turns locations into landmarks.
Properties situated in Angul’s most accessible business corridors.
Provisions for high-speed connectivity, power backup, and modern safety systems.
Scalable spaces designed for retail outlets, corporate offices, and showrooms.
Thoughtfully planned visitor parking and service access points.
Rigorous soil testing and title verification before construction begins.
Collaboration with top-tier designers to ensure modern aesthetics and durability.
Seamless handling of all government approvals and RERA registrations.
Strict adherence to construction timelines to respect your investment and plans.
Buying property shouldn’t be stressful. AUM Assets offers transparent and reliable sales guidance, ensuring you have all the facts before you make a commitment.
Guided walkthroughs that explain every technical and lifestyle detail of the project.
No hidden costs - clear breakdowns of carpet area, taxes, and amenities.
Full assistance with agreement drafting and legal paperwork.
Tie-ups with leading banks to help you secure the best home loan rates.
Our partnership doesn’t end when we hand over the keys. AUM Assets remains a true partner throughout your ownership journey.
Expert help in navigating the final government registration and stamp duty process.
A detailed walkthrough of your new home’s features, switches, and community rules.
Ongoing support for community maintenance, security, and amenities.
Assistance in connecting with the residents' association to help you settle in faster.
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The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.
This amount can only be approximated from the amount of time saved and based on the original loan details.
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
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